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Super and planning

Is it worth paying for a financial planner?The question of how impartial a financial planner can be if they are paid commission by the product provider has long been a bone of contention. That’s why Money for one has championed fee-for-service planners. It appears the Financial Planning Association (FPA) has come to that way of thinking as well, announcing it is recommending that by 2012 fee-based remuneration will be the standard.
Free cash: A superannuation handout worth havingWith super returns plummeting the last thing many people want is to put in even more money. But Aussies earning less than $60,342 should definitely consider making their own personal contributions to benefit from the government’s co-contribution.
Lost super accounts gobbled by feesMany Australians are letting their retirement nest eggs dwindle because they are paying unnecessary fees on $13 billion of `lost' superannuation accounts.
Shelter your super from the downturnInvestors need to take care using gearing – and look more closely at how and where their superannuation is invested.
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