July magazine

Online this month

• Green saver: how to use clean power
• Kids and money: kids and part time jobs
• Love and money: how to avoid online romance conmen
• What does it cost: preparing your tax return
• How "cheap" homeloan deals can turn sour
• Buying property in foriegn climes
• How to ease housing stress
• Check the facts before you buy overseas
• Small business: how to market your product

In the magazine

Cover story: Slash your credit card debt
By Maria Bekiaris
While home owners struggle with mortgage stress credit card holders are also feeling the squeeze. You need to take control of that debt and Money magazine can show you how with our simple steps to slashing your credit card debt.

Am I better off: shifting out of my home office?
These days home business is big business, with around 1 million Australians operating a venture from home. It's far cheaper then renting commercial office space and for anyone starting up a business, it's the low risk alternative. But if your business takes off and a more sophisticated setup is likely to bring more clients and higher margin jobs, then maybe it’s time to consider relocating. Paul Clitheroe weighs up the pros and cons of the home office against the serviced office in July’s issue of Money magazine to find out if you're better off.

Top 10 super tips
Superannuation is an excellent savings vehicle, yet many fail to make the best use of theirs. We talk you through a ten step plan to maximise your super and reduce the risk of being financially squeezed in your retirement years. Find out more in the July issue of Money magazine.

Managed funds: fine China
China’s booming economy has delivered many sharemarket investors huge gains and is likely to do so again over the next decade or so. Yet, any profits reaped will almost certainly come at the cost of having to endure extreme price fluctuations. To find out the promise and the risk involved in investing in China, check the June issue of Money magazine.

Insurance: traps to avoid
When it comes to car and home insurance, cheapest may not be the best option. Money magazine helps you shop around and make sure you know exactly what is covered.

Smart spending: travel money
Aussie travellers have greater purchasing power these days but there’s still the challenge of how to pay for ongoing costs while you’re away. Money magazine examines what options you have for travel cash, including foreign currency, travellers cheques, travel cards and taking your credit card away with you on holiday. Find out more in the July issue of Money magazine

Special report: DIY finances
Take control of the key elements of your financial affairs and focus on budgeting, saving, banking, investing and retirement. Money magazine shows you how to be your own financial planner and save in this month’s issue.

Highlights

• One lucky reader could win their very own Personal Budget Organiser wallet, plus $100 cash.
• Book of the month: Investing in Your Child’s Future. We are giving away five copies to our readers.

July edition of Money Magazine, on sale now. Subscribe now.