December magazine

Online this month

• How to manage your own super
• The silver lining to delaying retirement
• Low-cost fun for kids this summer
• Does income affect sex appeal?
• How to break a lease early
• Has the market reached the bottom?
• Traveller's tax bonus
• Unclaimed millions worth checking

In the magazine

Cover story
Best of the Best Awards

Making or saving money in 2009 won’t be easy but it won’t be impossible either – especially with the help of Money magazine’s Best of the Best issue. This special awards issue takes the hard work out of finding the right products and services to help readers navigate through tough financial times. A number of experts help Money identify the best financial products and services in over 70 different categories including the cheapest credit card, the best home loan, top-paying savings accounts, best super funds and more! PLUS experts give their view on the investment outlook for the New Year – so it’s essential reading for anyone wanting to make the most of their finances in 2009.

Managed funds outlook
Shock treatment

Investors with high exposure to share funds learned a painful lesson in 2008. They didn’t have a buffer for the bad times. In future they will need to include low-risk income investments in their investment portfolio. Susan Hely will show you how to plan safely for your investment future, including a must do list.

Super outlook
Take care

Aussies with money in superannuation have been absolutely battered by the global financial crisis. One thing is for sure, being hit by negative returns is a pretty sharp reminder of the need to pay attention to your super. This month Peter Freeman looks out for investors, to make sure you take care with how and where your money is invested.

Banking outlook
Ways to save

You could save well over $18,000 over the life of your mortgage if you refinance to this year’s Cheapest Flexible Home Loan in our Best of the Best issue! This month Effie Zahos shows you how 2009 will be all about saving. Money’s awards make it easy for you to make the best banking decisions in 2009. You just need to choose. PLUS five top trends for 2009 from trend forecaster and futurist Richard Watson from What’s Next.

Spending
Spending outlook
Mobile phones can do just about anything these days. Need directions? Put away the trusty UBD – chances are your mobile has a GPS navigation system. Fallen in love with a song you heard on the radio? Forget the CD store – chances are you can download it straight to your phone. This month Maria Bekiaris gives you the complete mobile phone rundown PLUS what hot for 2009 and the top three savings websites.

Highlights and giveaways

• Book of the month: The Property Professor’s Top Australian Suburbs. We’re giving away five copies to our readers
• Kids & money giveaway: Tell us how you keep your kids busy in the holidays to win one of six Steve Parish books
• Top 10 finance books giveaway: Money is giving away ten copies of the winners for Best of the Best awards 2009.
• Subscribe to Money to go into the draw to win 1 of 10 Hawaii packages.
• Letter of the month winner gets a 12-month subscription to Money magazine valued at $55
• Top readers tips: A 12 month subscription to Money could be yours

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