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In the wake of the terrorist attack in Mumbai and the civil unrest in Thailand which shut down Bangkok's international airport, it's worth acknowledging that most travel insurance companies do not offer cover for such events.
Going overseas on holiday without travel insurance is not worth the risk the best laid plans can always come unstuck and it can be expensive.
Travel insurance protects tourists against theft, baggage loss, delayed flights, hospitalisation and any number of calamities. While only a small percentage of trips result in a claim on travel insurance, when something does go wrong, it can go wrong in a spectacular way.
International travel can be an incredibly rewarding experience but it is also fraught with potential problems.
Choose the right policy for your needs and destination.
When you're on a tight budget, travel insurance can seem like an unnecessary expense. Well, rethink the priority list and put travel insurance in at number one, says Allison Tait. A holiday without it can be no picnic!
Gillian Bullock sorts the good features from the bad when it comes to travel insurance policies.
Gillian Bullock reports on the importance of understanding your insurance policy.