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If you treat your personal finances like a business and concentrate on managing your cashflow, then you are well on the road to achieving financial independence. Gillian Bullock explains exactly what we should be doing with our excess cash.
Australians are saving less, according to a recent report by ING Direct and the Melbourne Institute. But if you have the choice between saving and paying off your debt, which would be the better strategy? Gillian Bullock investigates.
Do you have more than one loan? With different interest rates and different loan terms, it can be hard to work out what they are really costing you and what's the best way to pay them off. Read these tips from ASIC.
To pay or not to pay that is the question. When your income is high enough to trigger compulsory repayments of your HECS debt, should you rush to pay it off as quickly as possible or just pay the minimum amount? Gillian Bullock investigates.
It’s clear some people miss the signs that they’re sinking deeper into the red. If you’re unsure how you’re faring, Paul Clitheroe suggests you take a quick look at the following list.
Why not make 2004 the year you become debt-free. Find out how you can do it with Paul Clitheroe's top 10 tips.